Learn about Reverse Mortgages
Introduction: Why a Reverse Mortgage?

Reverse Mortgages represent the beginning of a revolutionary, and permanent, change in the Home Finance industry. These “no payment loans” provide tax-free retirement income that does not have to repaid as long as you live in your home.

The loans are:

• Safe and legal (FHA insured)
• Specifically designed for people age 62+
• Easy to qualify for; no payments= no income requirements

In 2004 there were $6 Billion of Reverse Mortgage loans made. Seniors currently hold real estate assets which can yield $953 Billion of these no payment loans. This is a huge market, which is only just emerging, as a person turns age 50 every 7 seconds for the next 20 years. Ask a retiree what worries them? and you will find, their number one fear is:

Will I run out of money? Reverse Mortgages offer a direct answer to that question.

Who should read this book and why?

62+ Homeowner =
	• Tax-Free retirement income (no need to sell house or move)
	• Keep control (NO retirement home, fund Health Care)
Boomer Children =
	• Advise parents
	• Personal Planning
Financial Advisors / Loan Brokers / Bankers =
	• Give to clients, smart clients are easier to work with
	• Internal training tool